Answering common asset finance queries

A flexible approach to funding, asset finance gives your business access to the equipment, vehicles, plant and technology it needs to grow without compromising cash flow. It can be used for both new and second-hand assets or as a mechanism for releasing value from those you already own.

We specialise in financing tangible assets, otherwise known as real or physical assets. We can provide funding for a wide range of products, from business vehicles to technology, manufacturing and construction equipment. Explore our finance options.

We have a full guide to asset finance which should address most of your questions, or please see below for some quick answers.

Firms that need to maintain close control over working capital and cash flow will benefit from these asset finance advantages:

Availability of additional lines of credit

Integrating working capital and existing bank credit lines, including overdrafts, can improve the financial value of your business assets.

Releasing tied-up cash

Sale and leaseback means you can sell your current assets and then lease them back, providing your business with the immediate cash value of your assets. This process funds growth as cash reserves can be allocated towards other business areas.

Remove uncertainty

Future-proof your business by fixing key overhead rates. The rate of interest charged and rental costs can remain fixed for the contract duration. Avoid expensive surprises and eradicate uncertainty.

Reduce wasted expenditure

Usage of any asset for a section of its serviceable life is reflected proportionately in the financial arrangement - this represents an important value added advantage where you expect to use it for only a fraction of the asset lifetime.

Accelerate credit decisions

Based on the funding of the assets, we promote a standardised credit procedure.

Security may be required. Product fees may apply.